Financing Information

Our patients are pleased and often surprised to find that at Dr. Spector’s Eye Care Center LASIK costs are affordable! Most patients are treated individually and personally, and do not have to pay a single dollar up front if they do not wish to! Here’s how we make LASIK costs affordable:

Easy Payment Plans

At Spector Eye Care, our staff is committed to working with you to ensure that you receive the best treatment needed. We’ve made it easy to get the vision care you need through affordable payment plans that are available to everyone. Estimate your monthly payments using the payment calculator.

CareCredit for a better vision

We are able to offer our patients no-interest financing for up to two years through the use ofCareCredit®. This makes it easier for patients to receive the vision-correction procedures they need. CareCredit is North America’s leading patient payment program that lets you begin your procedure immediately, then pay it off over time with low monthly payments that are easy to manage. CareCredit offers:

  • Financing for laser vision correction, Cataract Lens Implant, and other out-of-pocket expenses
  • 3, 6, 12, and 18, and 24 months No Interest Payment Plans
  • 24, 36, and 48 Months Extended Payment Plans at low interest
  • No annual fees and no prepayment penalties
  • Apply on line at CareCredit®, or call 800.677.0718 for more information

Flex Plans-Flexible Spending Accounts (FSA)

Many employers offer Flexible Spending Accounts-Flex Plans or FSA’s, also known as Health Spending Accounts (HSA). These plans allow you to have money taken out of your paycheck over time to pay for LASIK. What is even more appealing about Flex Plans is that money is withheld in Pre-Tax dollars allowing you to get extra tax savings. It is best to come in for a free consultation to find out if you are a candidate for LASIK-and then we can tell you exactly how much to have taken out of your paycheck!

Insurance & Discount Fee for Service Plans

More and more health insurance or vision insurance plans are offering partial coverage or a discount for LASIK to their participants. We will be happy to review your plan. Even if we are not a direct provider on your plan, if you have coverage, we will make every attempt to honor your benefit allowance when you come to Spector Eye Care.

Tax Refunds

Tax refunds often provide a nice source of unexpected cash that you can invest in yourself! If you know that you are going to be getting a tax refund, come in for a free consultation and find out if you are a candidate for LASIK. Our convenient payment plans can help you get treated today and pay with your tax refund tomorrow.

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